Ideally, you would qualify for debt consolidation after graduation.
However, you also could qualify when you leave school or are enrolled less than half-time.
Fortunately, we’ve highlighted the six best banks and lenders to help you refinance and consolidate both private and federal student loans, based on your financial situation.
With student loan consolidation, you may be able to refinance at a lower interest rate, decrease your monthly payment, or both!
It will have a fixed interest rate based on a weighted average of the loans you consolidate.
Finding the right bank to refinance or consolidate your student loans is confusing.
Learn more about when to consolidate and refinance federal and private loans.